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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What little-known folk remedy is said to help keep bats away from your home?
A	According to some rural homeowners, if you tar and feather a two-by-four board and place it in your yard, it will ward off bats!
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The Bobbie Maynard Team, REALTOR®, real estate agent and broker for Greensboro, Burlington, Summerfield, High Point and Oak Ridge, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

The Bobbie Maynard Team
Allen Tate Realtors
717 Green Valley Rd.
Greensboro, NC 27408
Mobile: 336-215-8017
Fax: 336-230-0005
bobbiemaynard@NUMBER1EXPERT.com
25 years of real estate experience. Working with existing homes, new construction, buyers and sellers. My goal is to bring my experience and help my clients in a professional manner.

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