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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. However, it is always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

We can help you pre-qualify for your mortgage. Fill out the form below and let's get started.

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Buying Land and New Construction >Building Considerations

Are you planning to build your dream home? Once you are pre-approved for a loan and have found a professional real estate agent you trust, you are ready to start looking for the perfect lot.

Compare the qualities of several target neighborhoods by looking at schools, shopping, recreation and zoning. Make sure that the zoning regulations allow you to build the size and height of the home you want. Find out if there are use restrictions that would prevent you from developing your property as you intend. A visit to the local planning department will clarify your options for building.

Consider what type of home would best suit your lifestyle. Create a checklist to itemize the "must-have" interior and exterior features of a house that you feel are absolute requirements. Make notations about yard size, paint, roof and window conditions for the exterior, and floor plan, room quality and condition of the appliances for the interior. Bring your lists to your real estate agent. Together you can look over the currently available properties that correspond to your needs.

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Q	What was a sure way to accumulate wealth through the 1970s and early 1980s?
A	Many people made their fortunes in real estate during this period.
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The Bobbie Maynard Team, REALTOR®, real estate agent and broker for Greensboro, Burlington, Summerfield, High Point and Oak Ridge, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

The Bobbie Maynard Team
Allen Tate Realtors
717 Green Valley Rd.
Greensboro, NC 27408
Mobile: 336-215-8017
Fax: 336-230-0005
bobbiemaynard@NUMBER1EXPERT.com
25 years of real estate experience. Working with existing homes, new construction, buyers and sellers. My goal is to bring my experience and help my clients in a professional manner.

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